How WhyFi Compass works

A simple, judgement-free way to see how today’s choices shape your financial future.

01

Enter Your Information

Enter a few simple details like age, income, expenses, and savings to get started. This builds your baseline financial picture.

02

See Your Projection

  • Your projected retirement wealth
  • Your sustainable monthly income
  • Whether you have a shortfall

03

Decide Your Next Move

  • 🔁 Re-run with new assumptions
  • 🤖 Ask WhyFi AI what to improve
  • 👤 Speak to a licensed advisor

WhyFi Compass

WhyFi Engine

Your Retirement Goal

Tell us when you plan to retire. This helps project how many years your money can grow.

📈 Your Return Assumptions

These are the expected returns for your savings, investments, and CPF accounts. If you're not sure, you may keep the default values.

  • Cash Return – e.g., high-yield savings, fixed deposits
  • Investment Return – e.g., ETFs, unit trusts, robo-advisors
  • CPF OA/SA – default CPF interest rates
  • SRS Return – your investment returns inside SRS

💡 Tip: Try different assumptions — you can run this as many times as you like.

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